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NEW QUESTION 20
The Health Insurance Portability and Accountability Act (HIPAA) was added to ERISA to do which of the following?
- A. Ensure that all employers are responsible for covering minimum health conditions among employees
- B. Ensure that retired employees maintain healthcare coverage
- C. Establish new guidelines for employee health insurance programs within organizations
- D. Link ERISA to COBRA to protect any employees that are covered under COBRA guidelines
- E. Forbid any discrimination based on preexisting health problems or conditions
Explanation: The Health Insurance Portability and Accountability Act was added to ERISA for the express purpose of forbidding any type of health benefit discrimination toward employees based on preexisting health problems or health conditions. Answer choice A is incorrect for several reasons. On the one hand, it is simply too vague to explain the purpose of HIPAA. What is more, answer choice A does not simply establish new guidelines for employee health insurance programs, so it is incorrect. Answer choices B and C are incorrect because both refer to COBRA (answer choice B references COBRA inferentially), and HIPAA is not immediately connected to COBRA or to providing minimum health benefits for employees. Answer choice E is incorrect because it fails to specify the exact purpose of HIPAA and because HIPAA was not added to ERISA simply for the purpose of retired employees maintaining healthcare coverage.
NEW QUESTION 21
The “golden” benefits for executive compensation packages include all of the following except:
- A. Golden handshake
- B. Golden parachute
- C. Golden lifeboat
- D. Golden life jacket
- E. Golden handcuffs
Explanation: The “golden” benefits for executive compensation packages include the golden parachute (answer choice B), the golden handshake (answer choice C), the golden handcuffs (answer choice D), and the golden life jacket (answer choice E). There is no golden lifeboat, however, so answer choice A is correct because it does not fall within this category of benefits for executive compensation packages.
NEW QUESTION 22
As part of his new job in the finance department, Julian is taught to use a new accounting program. However, he finds that he does not often need to use this program in his work. So, although he quickly attains decent competence with the program, he does not make much progress thereafter. Which style of learning curve illustrates this situation?
- A. positively accelerating learning curve
- B. plateau learning curve
- C. Sshaped learning curve
- D. negatively accelerating learning curve
Explanation: This situation could be illustrated by a plateau learning curve. In this model, the learner makes rapid progress at first, but learning then slows almost to a halt. A plateau learning curve might occur when a task is easy to become competent at but difficult to master, or when a skill is easy to acquire but rarely practiced.
NEW QUESTION 23
Helena is the human resources professional for a large legal firm. The upper management is interested in polling employees about ideas for improvements, but the firm has a solid hierarchy in place. As a result, many of the lowerlevel employees have confided in Helena that they do not feel comfortable speaking up. Which of the following ideas might Helena recommend to allow employees to voice their opinions without fear of upsetting higherranking employees?
- A. Focus group
- B. Email
- C. Brown bag lunch
- D. Suggestion box
Explanation: A suggestion box offers employees a measure of anonymity in proffering ideas to the company’s upper management. Brown bag lunches and focus groups require employees to participate actively, and as the scenario indicates many employees would be uncomfortable with this. Email might be private, but it certainly is not anonymous, so it would not represent the best recommendation for Helena to make.
NEW QUESTION 24
Which of the following is defined as an occasion when an employer offers an employee some form of reward for completing an action, and then fails to follow through with that reward?
- A. Fraudulent misrepresentation
- B. Promissory estoppel
- C. Constructive discharge
- D. Duty of good faith
Explanation: A promissory estoppel is defined as an occasion when an employer offers an employee some form of reward for completing an action, and then fails to follow through with that reward. Fraudulent misrepresentation is similar but is defined more broadly as any sort of promise made to a candidate to persuade him to take a position with the company (followed by a failure to act on this promise). Constructive discharge is defined as an employee’s decision to quit when an employer creates hostile working conditions. Duty of good faith is simply a tradition of common law by which those who work together are expected to behave in all fairness and honesty toward one another.
NEW QUESTION 25