Do you want to settle your medical claims? If yes, then this is the right place where you can gather information regarding the mediclaim form, its types, how to fill out the health insurance claim form, what documents are required for the same, etc.
Mediclaim form and its types
A mediclaim form is a form that you, as an insured, must fill out at the time of claim settlement. This is an essential part of the claim settlement process; thus, you need to gather every little piece of information in detail.
Do you have a health insurance plan? If yes, then have you ever claimed or not? Of course, you haven’t filed a claim yet, but there can be a situation when you might have to do so, and thus, you must go through this blog till the end.
Who doesn’t need health care services? Almost everyone needs it at some point in their lives. But in today’s era, seeking medical services has become so expensive that it might affect your budget and financial status. So, to save you from a financial crisis, you can have health insurance and claim for your medical treatments.
While claiming, you might have to fill up a form commonly known as a mediclaim form. There are usually two types of mediclaim, and those are Cashless claims as well as Reimbursement claims. So, while you seek health care solutions and want its maximum expenses to be covered under your plan, then you might have to initiate the claim in any of these claim settlement types.
What are the documents required to fill out the mediclaim form?
The required documents might vary depending on different factors, such as the type of mediclaim you opt for and others. Here, in this part of the blog, you will briefly learn about the required documents.
1. Health card: Do you know what is a health card? It is a kind of identity card that is provided to insurance seekers by insurers. This is one of the most important documents you might need in the claim settlement procedure.
This is required in both the mediclaim, whether reimbursement or cashless claim settlement. So, keep your health card safe with you, as that will be helpful in the future.
2. Discharge summary: Do you know how to fill mediclaim form? If yes, the discharge summary plays a crucial role in the procedure. Your discharge certificate consists of important information that can help you as well as the insurance company, in proceeding with the claim settlement.
3. Pharmacy invoices: Whenever you file a reimbursement claim settlement, remember to have detailed information on your pharmacy invoices. This is important to gather details about all the expenses made during the treatment. So, be very careful while collecting and compiling these documents.
4. Bills of types of equipment used during the surgery: Have you ever filled out a mediclaim form, or do you know how to fill medical reimbursement form? The whole process requires nearly five major steps, amongst which one is to collect all your documents related to the medical treatment. In the list of various documents, you might also have to collect the bills for the types of equipment that were bought to be used during the surgery. As with this, the company will try to match all your expenses with your insurance coverage. Accordingly, they will reimburse the maximum amount for the expenses that occurred during the medical treatment.
5. Fitness certificate: When filling out the mediclaim form, do not forget to attach the fitness certificate. Leading health insurance companies are now demanding fitness certificates before initiating your reimbursement.
Conclusion
In this blog, you can find detailed information about the documents required while filling out the mediclaim form. Other documents that an insurance company might ask you for are a medico-legal certificate, NEFT details, doctor’s consultation, cancelled cheque, etc. So, before you fill out a mediclaim form, collect all the documents and compile them in one place to avoid any issues.
You can purchase a health insurance policy or plan from Livlong. This health care company has been offering numerous plans for all aged people. Here, you can find suitable plans at affordable premiums. So, what are you waiting for? First, check the website of Livlong and proceed with the same.
